Banking Exams

Probationary officers, clerical cadre, and financial services.

Banking

100 Marks

GENERAL MANAGER ||| DISTRICT CO-OPERATIVE BANK

Recruitment by Kerala PSC for the post of General Manager in District Co-operative Banks.

90m

#kerala-psc#banking#management#co-operative-bank#degree-level

Syllabus Explorer

Accounting

Sec 1

Basic Accounting Concepts – Capital & Revenue, Financial Statements – Partnership Accounts : Admission, Retirement and Death.

General Knowledge, Current Affairs & Renaissance in Kerala

Sec 2

GENERAL KNOWLEDGE AND CURRENT AFFAIRSNovel, Drama, Poetry, Purogamana Sahithya Prasthanam, Nataka Prashtanam, Library movement etcSNDP Yogam, Nair Service Society, Yogakshema Sabha, Sadhu Jana Paripalana Sangham, Vaala Samudaya Parishkarani Sabha, Samathwa Samajam, Islam Dharma Paripalana Sangham, Prathyaksha Raksha Daiva Sabha, Sahodara Prasthanam etc.Upper cloth revolts.Channar agitation, Vaikom Sathyagraha, Guruvayoor Sathyagraha, Paliyam Sathyagraha. Kuttamkulam Sathyagraha, Temple Entry Proclamation, Temple Entry Act .Malyalee Memorial, Ezhava Memorial etc.Thycaud Ayya Vaikundar, Sree Narayana Guru, Ayyan Kali.Chattampi Swamikal, Brahmananda Sivayogi, Vagbhadananda, Poikayil Yohannan(Kumara Guru) Dr Palpu, Palakkunnath Abraham Malpan, Mampuram Thangal, Sahodaran Ayyappan, Pandit K P Karuppan, Pampadi John Joseph, Mannathu Padmanabhan, V T Bhattathirippad, Vakkom Abdul Khadar Maulavi, Makthi Thangal, Blessed Elias Kuriakose Chaavra, Barrister G P Pillai, TK Madhavan, Moorkoth Kumaran, C. Krishnan, K P Kesava Menon, Dr.Ayyathan Gopalan, C V Kunjuraman, Kuroor Neelakantan Namboothiripad, Velukkutty Arayan, K P Vellon, P K Chathan Master, K Kelappan, P. Krishna Pillai, A K Gopalan, T R Krishnaswami Iyer, C Kesavan. Swami Ananda Theerthan , M C Joseph, Kuttippuzha Krishnapillai and othersKodungallur Kunhikkuttan Thampuran, KeralaVarma Valiyakoyi Thampuran, Kandathil Varghese Mappila. Kumaran Asan, Vallathol Narayana Menon, Ulloor S Parameswara Iyer, G Sankara Kurup, Changampuzha Krishna Pillai, Chandu Menon, Vaikom Muhammad Basheer. Kesav Dev, Thakazhi Sivasankara Pillai, Ponkunnam Varky, S K Pottakkad and othersMalayalee, Swadeshabhimani, Vivekodayam, Mithavadi, Swaraj, Malayala Manorama, Bhashaposhini, Mathnubhoomi, Kerala Kaumudi, Samadarsi, Kesari, AI-Ameen, Prabhatham, Yukthivadi, etcMalabar riots, Civil Disobedience Movement, Abstention movement etc.Introduction to English education - various missionary organisations and their functioning- founding of educational institutions, factories.printing press etc.Parvathi Nenmenimangalam, Arya Pallam, A V Kuttimalu Amma, Lalitha Prabhu.Akkamma Cheriyan, Anna Chandi, Lalithambika Antharjanam and othersAmendment Provisions of the Constitution.Centre-State Relations - Legislative - Administrative and Financial.Emergency Provisions.Executive - Legislature - Judiciary - Both at Union and State Level. - Other Constitutional Authorities.Fundamental Rights - Directive Principles of State Policy - Relation between Fundamental Rights and Directive Principles - Fundamental Duties.Salient features of the Constitution - Preamble- Its significance and its place in the interpretation of the Constitution.Services under the Union and the States.Social Service Legislations like Right to Information Act, Prevention of atrocities against Women & Children, Food Security Act, Environmental Acts etc. and Social Welfare Programmes like Employment Guarantee Programme, Organ and Blood Donation etc.

Company Accounts

Sec 3

Issue and Forfeiture of Shares, Valuation of Shares.

Operations Research

Sec 4

Linear Programming – Transport Problem, Assignment Problem, Game Theory – Network Analysis – CPM/PERT – Inventory Control : Selective Inventory Control, EOQ Model.

Management

Sec 5

Meaning, Characteristics, Principles – Planning: Objectives, Strategies – Decision making – Organizing – Organizational Structure – Leadership – Motivation – Communication – Control

Marketing Management

Sec 6

Micro and Macro Environment – Concepts of Marketing – Market Segmentation – Product Life Cycle – Marketing Mix.

Financial Management

Sec 7

Ratio Analysis – Cost Volume Profit Analysis – Cost of Capital – Capital Structure –Capital Budgeting – Working Capital Management – Dividend Policy – Make or Buy Decision.

Human Resource Management

Sec 8

Recruitment and Selection – Training and Development - Compensation – Man Power Planning

Banking

Sec 9

Reserve Bank – Commercial Banks – Development Banks – Co-operative Banks – Banking Regulation Act – Modern Trends in Insurance.

Banking

100 Marks

Clerk/Cashier

This examination is for the post of Clerk/Cashier (Special Recruitment for SC/ST) in District Co-operative Banks, conducted by the Kerala Public Service Commission.

90m

11s

#kerala-psc#clerk#cashier#banking#co-operative

Syllabus Explorer

Theory and Principles of Co-operation

Sec 1

Concept of co-operation - Definitions of co-operation. Essential nature of co-operation, Values of co-operation. Objectives of co-operation - economic, social, ethical, political. Evolution of co-operation. Pioneers of co-operative movement-Robert Owen, Raiffeisen, Schultze, Rochdale Pioneers, ICA Principles of Co-operation.

Financial Management

Sec 2

Definition, objective and scope of Financial Management, Investment, Financing and Divident decision, Analysis and interpretation of Financial Statements, Capitalisation, Cost of Capital, Capital Structure, Working Capital Management

Co-operative Movement in India

Sec 3

Genesis of co-operative movement in India - Nicholson's report - Co-operative legislation of 1904 & 1912-background and features. Co-operative development in post independence period - All India Rural Credit Survey Committee (1954), Committee to Review Arrangements for Institutional Credit for Agriculture and Rural Development (1981). Structure of co-operative movement in India- agricultural credit, non-agricultural credit, agricultural non-credit and non-agricultural non-credit. Strength and weaknesses.

Human Resource Management

Sec 4

Human Resource Management; Objectives & Functions, Human resource Planning, Job Analysis, Recruitment and Selection, Training and Development, Motivation, Performance Appraisal, Compensation Administration.

Marketing Management

Sec 5

Marketing concepts, Market segmentation, positioning, product strategies, pricing strategies, promotion, physical distribution strategies

Co-operative Banking in India

Sec 6

Organizations under short and medium term credit structure- PACS-DCB-SCB -objectives, functions, resources, lending operations. Organizations under long term credit structure - PCARDB-SCARDB- objectives, functions, resources, loan operations. Urban Co-operaiive Banks in India- objectives, functions, resources, loan operations. Employees Credit Co-operatives-objectives, functions, resources, loan operations. Role of NABARD in co-operative credit.

Co-operative Accounting

Sec 7

Salient features of co-operative accounting - co-operative accounting v/s. double entry and single entry accounting system. Books to be maintained by different types of co-operatives, important books commonly used in all co-operatives. Statements and returns to be furnished to the Registrar. Posting in general ledger and special ledger, reconciliation of balances of general and special ledgers. Preparation and recording of receipts and disbursement statement. Final accounts -manufacturing account, trading and profit and loss account, profit and loss appropriation account, reserves and provisions, balance sheet.

Co-operative legal system

Sec 8

Selected provisions of Kerala Co-operative Societies Act, 1969-Registration, amendment of byelaws, amalgamation and division. Members of co-operative societies - rights and liabilities of members. Management of societies - general body, representative general body, election to the committee, Government nominees and supersession of committee. Properties and funds of co-operative societies - disposal of net profit, Settlement of disputes - disputes to be referred to registrar and arbitration court, decision and award on disputes, communication of orders and decisions -execution of awards and decrees. Winding up and dissolution of co-operative societies ~ liquidator, powers and liquidation procedure. Special Features of Multi-state Co-operative Societies Act, 2002.

Co-operative Audit

Sec 9

Stages of audit work- preparation of audit programme, audit procedures, vouching and routine checking, verification and valuation of assets and liabilities, Reserves and provisions. Audit memorandum, audit classification, audit certificate, audit fees. Agencies for co-operative audit. Co-operative auditor- rights, duties, and responsibilities.

Agri-business Co-operatives

Sec 10

Types of agri-business co-operatives - production, processing and marketing co-operatives. Dairy co-operatives - features of APCOS, Constitution and mode of operation of APCOS, Regional Unions and Federation. Dairy co-operatives in Kerala - evolution and functioning. Processing of agricultural commodities -paddy, coconut, rubber co-operatives in Kerala. Marketing co-operatives-objectivcs and functions, structure of co-operative marketing. Role of NAFED, NCDC&NDDB.

Banking

Sec 11

Types of Banks, Commercial Banking Systems, Functions of Commercial Banks, Credit creation by Commercial Banks, Reserve Bank of India – evolution, functions of RBI, Methods of credit control, Banker and Customer: general and special relationship between a banker and customer, negotiable instruments: different types.

Banking

100 Marks

Junior Inspector of Co-operative Societies

The Junior Inspector of Co-operative Societies is a post under the state government's co-operative department, recruited by the Kerala Public Service Commission, with a primary role to oversee and ensure the proper functioning of co-operative societies within their jurisdiction.

90m

#kerala-psc#co-operative-societies#banking#inspector#degree-level

Syllabus Explorer

Types of Co-operatives and Co-operative Credit

Sec 1

Agricultural Credit Societies, Non-Agricultural Credit Societies, Non Agricultural Non Credit Societies, PACS, Service Co-operative Banks, Farmers Banks, District Co-operative Banks, State Co-operative Banks, Primary Agricultural and Rural Development Banks, Kerala State Co-operative Agricultural and Rural Development Banks, NABARD and its Role in Co-operative Movement, Consumer Societies, Dairy Societies, Marketing Societies, SC/ST Societies, Urban Co-operative Banks, Employee Societies, IFFCO, KRIBCO, Fishery Societies, Housing Societies, Industrial Societies (Weavers and Coir Societies), NAFED, MILMA, HANTEX, MATSYAFED, MCAC, NHB and NCB.Short, Medium and Long term, Two tier and Three tier Credit Structure

Co-operative Legislations

Sec 2

Board of Directors Meeting, Annual General Body Meeting, Minutes, Quorum for the Meetings, Removal and Expulsion of Members, Restrictions on Holding Shares, Privileges of Co-operatives.Co-operative Credit Societies Act, 1904- Features, Co-operative Societies Act, 1912- Features, Kerala Co-operative Societies Act, 1969- Features, Multistage Co-operative Societies Act, 1984 and its Replacement Model Co-operative Act in 2002- FeaturesFormalities, Bye Law- Model and its Amendment- Formalities, Change of Name and Liability- Formalities, Membership-Formalities, Qualifications and Disqualifications, Associate or Nominal member, Qualifications and Disqualifications of Members of Board, Election- Procedure, Settlement of Disputes, Types and Procedure, Enquiry, Inspection, Supervision, Surcharge, Liquidation and its Formalities

Co-operative Movement in Foreign Countries

Sec 3

China (Induscos)Denmark (Dairy)Germany (Agricultural Credit)Great Britain (Consumer)Japan (Multi-purpose societies)USA (Marketing)USSR (Collective Farms)

Co-operation and other Economic Systems, Organisations and Associations

Sec 4

Capitalism, Socialism and CommunismTrade Unions, Friendly Societies, Cartels and Social ServicesSole Trader, Partnership, Farms and Joint Stock CompaniesCo-operation as Enterprise; and Co-operative Common WealthLimited vs Unlimited Liability, Unitary vs Federal, Designer vs Blue Print, Designer vs Green House, Univalent vs Polyvalent, Multipurpose vs Multifunctional; Professional Management and Leadership in Co-operatives.

Co-operation and its Principles

Sec 5

Co-operation-Meaning, Definition, Features, Importance, Benefits.Roachdafe (first stage), Reformulated Co-operative Principles by ICA (2nd stage), Karve Committee in co-operative principles (3rd stage) and Principles at the 4th stage by ICA in 1995

Administrative Set-up of Co-operative Department in Kerala

Sec 6

Delegation of Powers, Audit- Procedure, Audit Programme, Vouching, Audit Classifications, Proceedings.

Co-operative Accounting

Sec 7

Meaning, Definition, Special Features of Co-operative Accounting, Sources of Funds- Owned and Borrowed, State aid to Co-operatives, Preparation of Trial Balance, Profit and Loss Account and Balance Sheet, Treatment of Overdue Interest.

Co-operative Education and Training

Sec 8

Meaning, Importance, ICA-Role in Co-operative Movement, NCUI-Its Role in Education and Training; VAMNICOM, NCCT, ICM, State Co-operative Unions- Its Role in Education and Training, Co-operative Week, Co-operative Flag, Journals on Co-operation

Banking

100 Marks

General Manager

This examination is conducted by the Kerala Public Service Commission for the post of General Manager, likely within the Co-operative Bank sector. The exam typically consists of objective multiple-choice questions.

90m

10s

#kerala-psc#banking#management#accounting#general-knowledge

Syllabus Explorer

Operations Research

Sec 1

Assignment ProblemCPM/PERTGame TheoryEOQ ModelSelective Inventory ControlLinear ProgrammingNetwork AnalysisTransport Problem

Banking

Sec 2

Banking Regulation ActCo-operative BanksCommercial BanksDevelopment BanksModern Trends in InsuranceReserve Bank

Accounting

Sec 3

Basic Accounting ConceptsCapital & RevenueFinancial StatementsAdmissionDeathRetirement

Financial Management

Sec 4

Capital BudgetingCapital StructureCost of CapitalCost Volume Profit AnalysisDividend PolicyMake or Buy DecisionRatio AnalysisWorking Capital Management

Management

Sec 5

CharacteristicsCommunicationControlDecision makingLeadershipMeaningMotivationOrganizational StructureOrganizingObjectivesStrategiesPrinciples

Human Resource Management

Sec 6

CompensationMan Power PlanningRecruitment and SelectionTraining and Development

Marketing Management

Sec 7

Concepts of MarketingMarket SegmentationMarketing MixMicro and Macro EnvironmentProduct Life Cycle

Facts about India

Sec 8

Economic and Social DevelopmentEconomy and PlanningPoverty AlleviationClimateFamous SitesPhysical FeaturesRiversSoilsNational MovementPeriod from 1857 to 1947

Facts about Kerala

Sec 9

ClimateFamous SitesPhysical FeaturesRiversSoilsImportant Events/ Movements/LeadersAyya VaikundarAyyankaliBlessed Kuriakose Elias ChavaraBrahmananda Swami SivayogiChattampi SwamiDr. PalpuKumaranasanMannathu PadmanabhanPandit KaruppanPoikayil Yohannan (Kumara Guru)Sree Narayana GuruThycaud AyyaV.T.BhattathirippadVagbhatanandaVakkom Moulavi

Company Accounts

Sec 10

Issue and Forfeiture of SharesValuation of Shares

Banking

100 Marks

Deputy General Manager

Recruitment by Kerala PSC for Deputy General Manager. The examination has a maximum of 100 marks and a duration of 1 hour 30 minutes. Questions may pertain to Educational Qualification, General Knowledge, Operations Research, Human Resources Management, Marketing Management, Accounting, Financial Management, Company Accounts, and Banking.

90m

#kerala-psc#banking#management#finance#accounting

Syllabus Explorer

Accounting, Financial Management, Company Accounts and Banking

Sec 1

Basic Accounting ConceptsCapital & RevenueFinancial StatementsAdmissionDeathRetirementBanking Regulation ActCo-operative BanksCommercial BanksDevelopment BanksModern Trends in InsuranceReserve BankIssue and Forfeiture of SharesValuation of SharesCapital BudgetingCapital StructureCost of CapitalCost Volume Profit AnalysisDividend PolicyMake or Buy DecisionRatio AnalysisWorking Capital Management

Facts about India

Sec 2

Demography- Economic and Social Development-Poverty Alleviation-Economy and Planning-EtcGeography of India- Physical Features- Climate-Soils- Rivers- Famous Sites – EtcHistory of India- Period from 1857 to 1947- National Movement- Etc.

Facts about Kerala

Sec 3

Geographical Facts- Physical Features- Climate-Soils- Rivers- Famous Sites – EtcAyya VaikundarAyyankaliBlessed Kuriakose Elias Chavara, EtcBrahmananda Swami SivayogiChattampi SwamiDr. PalpuKumaranasanMannathu PadmanabhanPandit KaruppanPoikayil Yohannan (Kumara Guru)Sree Narayana GuruThycaud AyyaV.T.BhattathirippadVagbhatanandaVakkom MoulaviRenaissance of Kerala

Operations Research, Human Resources Management, Marketing Management

Sec 4

CompensationMan Power PlanningRecruitment and SelectionTraining and DevelopmentCharacteristicsCommunicationControlDecision makingLeadershipMeaningMotivationOrganizational StructureOrganizingObjectivesStrategiesPrinciplesConcepts of MarketingMarket SegmentationMarketing MixMicro and Macro EnvironmentProduct Life CycleAssignment ProblemGame TheoryEOQ ModelSelective Inventory ControlLinear ProgrammingCPM/PERTTransport Problem

Banking

100 Marks

Accounts Manager

Recruitment by Kerala PSC for Accounts Manager in Apex Societies of Co-operative Sector in Kerala.

90m

13s

#kerala-psc#accounts-manager#co-operative-sector#finance#accounting

Syllabus Explorer

CO-OPERATIVE ACCOUNTING

Sec 1

Administrative set-up of Co-operative Audit.Books & Registers kept by Societies as per Acts & Rules.Final Accounts—Special Features of Co-operative final accounts—Disposal of Net Profits—Audit of Co-operative Societies.Sources of funds—owned funds—State aid—investment of funds.Trial Balance of District/State Co-operative Banks.

CO-OPERATIVE MANAGEMENT & ADMINISTRATION

Sec 2

Administrative set-up of Co-operative Department at State Level/District Level/Taluk LevelCo-operative Management—Democratic Structure—Function of Chairman—Registrar of Co-operative Societies—Functions.

CO-OPERATIVE EDUCATION

Sec 3

Co-operative Training.Meaning of Co-operative Education, Purpose.National Co-operative Union of India (NCUI) Kerala State Co-operative Union (KSCU).Working of NAFED. MARKETFED, NABARD, NDDB, NCDC, HUDCO (outline only)

M S OFFICE

Sec 4

Briefly explaining and familiarizing the following system devices.Computer System, CPU, ALUDifferent types of Memory - RAM, Static RAM, Dynamic RAM -ROM (PROM, EPROM, EEPROM).Fax , Photostat,Franking machine.Hard copy devices - Printers, types of Printers (Impact, Non-Impact, Plotters).Input Output devices: Description about standard Input devices (keyboard & Mouse) - Pointing devices (joystick, touch pad, touch screen, track ball, light pen) - Scanner - Character recognition devices (OMR, MICR, OCR, BCR).Secondary Storage Devices - Floppy, Zip Disk, Hard disk, Optical drsk (CD,DVD, Blue Ray), Pen Drive.Soft copy devices (CRT, LCD).Requirements for an internet ready PC, Internet Service Provider, Dial up, Broadband Modems, Browsers, URL, Website, Webpages, E-mail-creating E-mail ID, Send mail, Service mail, send and receive mail with attachment—Inbox, Outbox, Sent Items, Address Book, Use Search Engines.Using browse software -Internet explorer/Netscape navigator,Browsing a web file, Sending e-mail, Downloading a fileWindows screen elements (desktop, icon, task bar, My Computer, Recycle bin) -Creating shortcuts and icon management - Managing multiple windows - windows explorer - creating folders - copy and move files and folders - save in different locations- search files and folders - deleting files - use quick launch - keyboard commands - scandisk - defragm ent - Word Pad - Paint - Install applications from a CD with an install program - switch off the computer.Introduction - Adding and remaking worksheet. Moving and copying cells- cell formatting: number tab, element tab, font tab, border and pattern tab, date and time, applying styles - cell formatting - auto formatting and conditional formatting, formulas and functions: applying formulas, linking worksheets, basic functions (Sum, Average, Min, Max, SQRT, today), using function wizards - sorting and filtering: basic sort.Introduction - Working with files : Creating, Opening, Saving, working on multiple documents - working with text: typing inserting, selecting, deleting, undo, redo, formatting, format painter-.formatting paragraph: Paragraph attribute, moving, copying and pasting, clipboard, columns. Formatting list: bullets and numbering - applying style: create, modify, delete :- spelling and grammar: autocorrect s p e l l i n g and grammar checking synonyms, thesaurus : tables: Inserting , drawing, moving and resizing tables, inserting rows and columns, documents merging - graphics - adding clip arts, adding images from files, editing drawing auto shape - Page formatting : margins size and orientation, header and footer, page number, print preview and printing.External commands - label, mem, chkdsk, scandisk, more, xcopy and its switches, attrib and switches, format, batch files.Internal commands - DIR and its switches, cls, date, time, vol, copy, con, type, ren, del, wildcard characters, prompt, md, cd, rd, path .MS-DOS - Booting and its types - DOS Prompt.Creating, opening and saving slide in power point package, Working with slides.Drawing and working with objects, Adding clip art and other pictures,Running and controlling slide show.

BUSINESS ENVIRONMENT

Sec 5

Concept, Nature, Scope of Business Environment.Economic Systems.Industrial Licencing.Industrial Policy.Monetary & Fiscal Policy.Multi National Corporations.New Economic Policy of the Government of India.Planning in India.Role of Public & Private Sector.Social Responsibility of Business.

FACTS ABOUT KERALA

Sec 6

Geographical Facts- Physical Features- Climate-Soils- Rivers- Famous Sites – Etc

FACTS ABOUT INDIA

Sec 7

Geography of India- Physical Features- Climate-Soils- Rivers- Famous Sites – Etc Demography- Economic and Social Development-Poverty Alleviation-Economy and Planning-Etc History of India- Period from 1857 to 1947- National Movement- Etc.

RENAISSANCE OF KERALA

Sec 8

Important Events/ Movements/Leaders-Brahmananda Swami Sivayogi, Chattampi Swami, Sree Narayana Guru, Vagbhatananda, Thycaud Ayya, Ayya Vaikundar, Poikayil Yohannan (Kumara Guru), Ayyankali, Pandit Karuppan, Mannathu Padmanabhan, V.T.Bhattathirippad, Dr. Palpu, Kumaranasan, Vakkom Moulavi, Blessed Kuriakose Elias Chavara, Etc

FINANCIAL MANAGEMENT

Sec 9

Meaning—Financial Plan—Steps—Sources of Finance—Working Capital—Fixed Capital—Capital Budgeting

MANAGEMENT

Sec 10

Meaning, Concepts, Functions of Management, Planning, Organising Control.

ACCOUNTING

Sec 11

Meaning, Objectives, Accounting terms—concepts—Journal—Accounts—Trial Balance—Preparation of Final Accounts—Partnership Accounts—Company Accounts

CO-OPERATIVE SOCIETIES ACT-1969

Sec 12

Registration of Societies, Management, Administration, General Body Meetins, Powers of the Registrar, winding up, Liquidation and Dissolution of Co-operative Societies.

BANKING

Sec 13

Structure of Commercial Banks-Public Sector, Private Sector Banks, Co-operative Banks, Scheduled Banks, Foreign Banks, New Generation Banks—Functioning of Commercial Banks--Credit Creation—Central Banks—Functions—Credit Control.

Banking

100 Marks

DEPUTY GENERAL MANAGER

Recruitment by Kerala PSC for Deputy General Manager in Kerala State Co-operative Bank Limited. The exam has 100 marks and a duration of 90 minutes.

90m

#kerala-psc#deputy-general-manager#banking#management#finance

Syllabus Explorer

Part III - Accounting, Financial Management, Company Accounts and Banking

Sec 1

Capital & RevenueFinancial StatementsAdmissionRetirement and DeathBanking Regulation ActCo-operative BanksCommercial BanksDevelopment BanksModern Trends in InsuranceReserve BankIssue and Forfeiture of SharesValuation of SharesCapital BudgetingCapital StructureCost of CapitalCost Volume Profit AnalysisDividend PolicyMake or Buy DecisionRatio AnalysisWorking Capital Management

Part I - General Knowledge, Current Affairs, Facts about India & Facts about Kerala

Sec 2

Important World, National and Regional Events related to the Political and Scientific fields, Sports, Cinema and LiteratureDemography- Economic and Social Development-Poverty Alleviation-Economy and PlanningGeography of India- Physical Features- Climate-Soils- Rivers- Famous SitesHistory of India- Period from 1857 to 1947- National MovementGeographical Facts- Physical Features- Climate-Soils- Rivers- Famous SitesAyya VaikundarAyyankaliBlessed Kuriakose Elias ChavaraBrahmananda Swami SivayogiChattampi SwamiDr. PalpuImportant Events/ Movements/LeadersKumaranasanMannathu PadmanabhanPandit KaruppanPoikayil Yohannan (Kumara Guru)Sree Narayana GuruThycaud AyyaV.T.BhattathirippadVagbhatanandaVakkom Moulavi

Part II - Operations Research, Human Resources Management, Marketing Management

Sec 3

CompensationMan Power PlanningRecruitment and SelectionTraining and DevelopmentCharacteristicsCommunicationControlDecision makingLeadershipMeaningMotivationOrganizational StructureOrganizingObjectivesStrategiesPrinciplesConcepts of MarketingMarket SegmentationMarketing MixMicro and Macro EnvironmentProduct Life CycleEOQ ModelSelective Inventory ControlAssignment ProblemGame TheoryTransport ProblemCPM/PERT

Banking

100 Marks

Marketing Organiser

The Marketing Organiser position is a recruitment by the Kerala Public Service Commission for the Kerala Co-operative Milk Marketing Federation Limited.

120m

#kerala-psc#marketing#co-operative#management#degree-level

Syllabus Explorer

Basics of Financial Accounting

Sec 1

Accounting- Types of accounting information- Users of Accounting information and their needs - Double Entry system - Bases of Account - Cash basis, accrual basis and hybrid basis - Basic Accounting Terms - Fundamental of Accounting Assumption -Accounting Principles - Accounting Standards-Concept and objectives - Financial Statements - Trading and Profit and Loss Account - Balance Sheet -Adjustments in preparation of Financial Statements - Preparation of Trading and profit and Loss - Account and Balance Sheet.

Co-operative Administration and Accounts

Sec 2

Administrative set up of co-operative dept. in Kerala - Co-operative management- Co-operative marketing and Five year plans, Co-operative marketing with special reference to Kerala - Co-operative Education and Training - Kerala Co-operative Societies Act 1969- Registration of co-operatives, Bye laws, membership, procedure, election procedure to constitute Board of Directors, Supersession, Surcharge, State participation in Co-operatives, Division of Profit, Audit classification, Liquidation of co-operatives - co-operative accounting. - Books and Registers kept by co-operatives as per Kerala Co-operative Societies Act and Rules- Trial Balance - Preparation of Trial balance - Practical problems - Final Accounts - Statutory forms - preparation of Trading, Profit and Loss Account and Balance Sheet of consumer, marketing, housing, dairy, primary agricultural credit societies - Disposal of Net Profit -Co-operative Audit

Banking

Sec 3

Banking Regulation Act, 1949- Basic Terms -Business Permitted -Business Prohibited -Capital -Reserves -Indian Banks- Licensing -Branches -Maintain Liquid Assets -Advances -Management -Liabilities- Credit Creation- Cooperative Banks- Fines & Penalties- Credit Control- Reserve Bank of India, 1935- Introduction-Role-Scheduled banks-Departments- Credit Information-Non Banking Financial Institutions(NBFC)- Commercial Banking Vs Development Banking , - RTGS (Real Time Gross Settlement): Credit Card.

Human Resource Management

Sec 4

Definition - Features of HRM - Process of HRM, System Approach to HRM - Human Resource Planning - Need for HR Planning Significance, Nature of HR Planning, Levels and Process of HR Planning, limitations of HR Planning -Human Resource Information System - Recruitment and Selection - Source of Recruitment, Recruitment Policy - Steps in selection procedure, interview process - Training and Development - Meaning and purpose of training- Benefits of training to organization and employees.-Need and importance of executive Development - Method of Executive Development, Training programs and types.

Recent trends in Marketing

Sec 5

Direct marketing - E marketing - Tele marketing - M Business - Relationship marketing- Concept Marketing - Virtual Marketing - Marketing of FMCG - Social Marketing - De marketing - Pve marketing - green marketing-Synchro marketing - Service marketing - Societal Marketing -Customer Relationship Management (CRM) - Rural Marketing - Digital Marketing- Online Marketing- Global Marketing / International Marketing - Marketing -mix strategy for global marketing -Holistic Marketing, Emotional Marketing experiential marketing. Event Marketing, Consumerism, Marketing Ethics.

General Knowledge and Current Affairs

Sec 6

General Knowledge and Current AffairsNovel, Drama, Poetry, Purogamana Sahithya Prasthanam, Nataka Prashtanam, Library movement etcSNDP Yogam, Nair Service Society, Yogakshema Sabha, Yogakshema Sabha, Sadhu Jana Paripalana Sangham, Vaala Samudaya Parishkarani Sabha, Samathwa Samajam, Islam Dharma Paripalana Sangham, Prathyaksha Raksha Daiva Sabha, Sahodara Prasthanam etc.Malabar riots, Civil Disobedience Movement, Abstention movement etc.Upper cloth revolts.Channar agitation, Vaikom Sathyagraha, Guruvayoor Sathyagraha, Paliyam Sathyagraha. Kuttamkulam Sathyagraha, Temple Entry Proclamation, Temple Entry Act .Malyalee Memorial, Ezhava Memorial etc.Thycaud Ayya Vaikundar, Sree Narayana Guru, Ayyan Kali.Chattampi Swamikal, Brahmananda Sivayogi, Vagbhadananda, Poikayil Yohannan(Kumara Guru) Dr Palpu, Palakkunnath Abraham Malpan, Mampuram Thangal, Sahodaran Ayyappan, Pandit K P Karuppan, Pampadi John Joseph, Mannathu Padmanabhan, V T Bhattathirippad, Vakkom Abdul Khadar Maulavi, Makthi Thangal, Blessed Elias Kuriakose Chaavra, Barrister G P Pillai, TK Madhavan, Moorkoth Kumaran, C. Krishnan, K P Kesava Menon, Dr.Ayyathan Gopalan, C V Kunjuraman, Kuroor Neelakantan Namboothiripad, Velukkutty Arayan, K P Vellon, P K Chathan Master, K Kelappan, P. Krishna Pillai, A K Gopalan, T R Krishnaswami Iyer, C Kesavan. Swami Ananda Theerthan , M C Joseph, Kuttippuzha Krishnapillai and othersKodungallur Kunhikkuttan Thampuran, KeralaVarma Valiyakoyi Thampuran, Kandathil Varghese Mappila. Kumaran Asan, Vallathol Narayana Menon, Ulloor S Parameswara Iyer, G Sankara Kurup, Changampuzha Krishna Pillai, Chandu Menon, Vaikom Muhammad Basheer. Kesav Dev, Thakazhi Sivasankara Pillai, Ponkunnam Varky, S K Pottakkad and othersMalayalee, Swadeshabhimani, Vivekodayam, Mithavadi, Swaraj, Malayala Manorama, Bhashaposhini, Mathnubhoomi, Kerala Kaumudi, Samadarsi, Kesari, AI-Ameen, Prabhatham, Yukthivadi, etcIntroduction to English education - various missionary organisations and their functioning- founding of educational institutions, factories.printing press etc.Parvathi Nenmenimangalam, Arya Pallam, A V Kuttimalu Amma, Lalitha Prabhu.Akkamma Cheriyan, Anna Chandi, Lalithambika Antharjanam and othersAmendment Provisions of the Constitution.Centre-State Relations - Legislative - Administrative and Financial.Emergency Provisions.Executive - Legislature - Judiciary - Both at Union and State Level. - Other Constitutional Authorities.Fundamental Rights - Directive Principles of State Policy - Relation between Fundamental Rights and Directive Principles - Fundamental Duties.Salient features of the Constitution - Preamble- Its significance and its place in the interpretation of the Constitution.Services under the Union and the States.Social Service Legislations like Right to Information Act, Prevention of atrocities against Women & Children, Food Security Act, Environmental Acts etc. and Social Welfare Programmes like Employment Guarantee Programme, Organ and Blood Donation etc.

Marketing Management

Sec 7

Introduction to Marketing- Marketing Management-Customer Satisfaction - Market Research -Product mix- Market Environment - Consumer Behaviour -Buying Behaviour- Market Segmentation -Targeting and Positioning-Products, Brands & Services - Marketing Channels - Retailing & Wholesaling, IMC & Advertising- Sales Promotion & P.R

Business Management

Sec 8

Nature of management - Development of management thought -Approaches to management - Policy, Procedure, Methods and Rule - Planning - Forecasting - Objectives and M.B.O.- Decision Making - Organisation - Delegation of authority and decentralization - Departmentalization - Span of management - Organisation charts and manuals - Staffing - Performance appraisal - Training and Development - Job analysis and evaluation - Directing - Motivation - Leadership - Supervision - Communication -Controlling- Co-ordination.

Co-operative Movement in India and Kerala

Sec 9

Principles of co-operation- Different types of co-operatives - Co-operative marketing and processing Societies -Linking of credit with marketing - Dairy co-operatives-Milk Producers Co-operative Society-NDDB-Operation Flood, AMUL, APCOS, MILMA- objects ,Funds, Organizational structure, Management, Division of Profit, Regional Milk Producers Union, Cattle Mortality Fund, Co-operative Agricultural Marketing, NAFED, NCDC, MAKETFED & CONSUMERFED.

Banking

100 Marks

Chief Internal Auditor

Recruitment by Kerala Public Service Commission for the post of Chief Internal Auditor in Kerala State Electricity Board.

120m

#kerala-psc#chief-internal-auditor#finance#accounting#auditing

Syllabus Explorer

Cost accounting

Sec 1

Allocation of CostsBreak Even and cost volume profit analysisBudgeting, Standard Costing and Variance AnalysisClassification of CostsCost centresFull and Direct CostingJoint products and by-productsRelevant costs for decision makingVarious methods of Costing

Financial and Management Accounting

Sec 2

Analysis of financial statementsFunds Flow Analysis and Cash Flow AnalysisInter firm comparisons and Trend analysisStructure and contents of financial statementsUsing ratios to understand the status and performance of an organization

Appraisal of Project

Sec 3

Appraisal for term loan and Working capital financingBill financeCapital Budgeting Decisionscash creditCommercial appraisalCost of ProjectEconomic appraisalFactoringFinance LeverageFinancial appraisalForfeitinglines of creditMeans of FinanceNon fund based creditsoverdraftstructureTechnical appraisalTerm Loansworking capital finance

Financial Markets

Sec 4

Capital Market and new money market instrumentsCurrency DerivativesCurrency forwardsCurrency futuresCurrency optionsPricingTrading strategiesFinancial investors and companiesForward and FuturesMarket playersMoney MarketGrowth of money market in India, its structure and institutional developmentsOptionsSignificance of capital marketStructure Market DerivativesSwapsSwaptionsTerm structure and pricing principlesTrading Strategies

Financial Management

Sec 5

Cost of Capitalmethods of computing cost of capitalCapital structure planningCapital structure theoriesMM approachNet income approachNet operating income approachTraditional approachAccounting rate of returnCapital budgeting processCapital rationingEstimation of cash flowsIRRNPV methodPayback periodProject evaluation techniques

Banking

100 Marks

Chief General Manager

Recruitment by Kerala PSC for the post of Chief General Manager in Kerala State Co-operative Bank Ltd.

120m

#kerala-psc#banking#finance#management#co-operative

Syllabus Explorer

Accounting and Financial Management

Sec 1

Accounting principles, concepts, objectives, basic accounting terms, final accounts, trading, profit and loss account, capital / revenue expenditure, depreciation, bad debtsFinancial management, financial system, financial markets, money marketsFinancial management, sources of finance, capital planning, capital budgeting, working capital, structurePartnership accounts, company accounts, issue of shares / debentures

Kerala Co-operative Societies Act 1969

Sec 2

Co-operative audit – co-operative auditor, special features, administrative set up, co-operative audit – powers, duties etc.Definitions – registration, bylaws, contents, amendments, register, powersManagement – membership. rights, liabilities of members, t, general body, meetings, managing committee – president, vice president, secretary. duties, responsibilitiesSettlement of disputes. winding up and dissolution of arbitration, procedure, liquidator, societies

Business Laws

Sec 3

Consumer Protection Act 1986, Right to Information Act, TRAI, IRDA, regulating authoritiesSpecial Contracts, Indian Contract Act 1872, Law of Contracts, S, indemnity and guarantee

Banking and Capital Market

Sec 4

Evolution – n of banking, features of banking, banking systems, commercial banks – credit creation, central banking, RBI, SBI, development banksmicro finance, credit cards, merchant banking, factoring, market, capital marketMoneymutual funds, SEBI, stock exchangesnationalisation of banks, Banking Regulation Act 1949, regional rural banks

Business Environment (B. E.)

Sec 5

Meaning of business environment, economic, macro business environment, microNew Economic Policy, liberalisation, globalisation, privatisation, MNCs, transfer of technology, social responsibility of businessNew Industrial Policy, Fiscal Policy, Monetary Policy, political environment

Management

Sec 6

Meaning, features, principles – Planning. types, advantages, limitations. Decision making – types, process, concepts, centralisation / decentralisation, AuthorityOrganisation, structural / functional sense, communication, motivation and leadership, types, principles, barriers etc.Strategic management, attitudes, values, perception, learning and behaviour modification

General Knowledge and Current Affairs

Sec 7

Purogamana Sahitya Pravartaka Sangham, Natanatakam, Natanatakam, Purogamana Sahitya Pravartaka Sangham, Poetry, Drama, Novel. Library movement etc.Paripavananda Yogam, SNDP Yogam, Nair Service Society, Yogakshema Sabha, Sadhu Jana Paripalana Sangham, Samatwa Samajam, Islam Dharma Paripalana Sangham, Pratyaksha Raksha Daiva Sabha, Samudaya Paripalana Sabha, Valaya, Paripavananda Sangham. etc.Channar agitation, Vaikom Satyagraha, Guruvayoor, upper cloth revolts. Paliam Satyagraha, Kuttamkulam Satyagraha, Temple Entry Satyagraha. Malyaleem. Temple Entry Act, Proclamation. Ezhava Memorial, Malayalee Memorial etc.Malabar riots, Civil Disobedience Movement, Abstention movement etc.Vaikunda Swami, Sree Narayana Guru, Ayyankali. Chattampi Swamikal, Thycadu Ayya. Vagbhadananda, Poikayil Yohannan (Kumara Guru) Dr. Brahmananda Sivayogi, Palakkunnath Abraham, Paplu, Mampuram Thangal, Sadananda Ayyappan, T V Mannam Pandith K P Kuruppan, Pampadi John Joseph, Muthukulam Khadar Maulavi, Vakkam Abdul Khadar, Makthi Thangal. Blessed Elias Chavar. K T Madhavan, Moorkoth Kumaran. C. Kesavan, P G Kesavan. P Krishna Pillai, Barrister G. P. Pillai. K P C Chattanchathan, K Kunhiraman Nayanar, V C Kunhiraman, K Kuroor Krishnan, Ayyathan Gopalan. Dr. P K Kesava Menon, P K Velukutty Nayanar, Namboodiripad, Krishnaswami R T, A K Gopalan, P Krishna Pillai. K Kelappan, C Kesavan Iyer, Swami Ananda Theerthan, C M Joseph, Kuttipuzha Krishna Pillai, others.Kerala Varma Valiyakoil Thampuran, O Chandu Menon, Vallathol Narayana Menon, Ullur S Parameswara Iyer, Kumaran Asan. Mapila Varghese, Kondadunga Kunhikrishnan, Thampuran. G Sankara Kurup, Changampuzha Krishna Pillai, Ponkunnam Varkey, K S Pattathottam, Muhammad Basheer. Kesava Dev. Takazhi Sivasankara Pillai. Varkey. etc.Malayalee, Swadesabhimani, Vivekodayam, Mithavadi, Swadesabhimani, Malayala Manorama, Bhashaposhini, Keralakaumudi, Samadarsi, Kesari, Manthrabhanu, Yuvakeralam, Yukthivadi, Prabhatam, Amean etc.Various missionary organisations and their -Introduction to English education founding-functioning. printing press. of educational institutions, factories etc.Parvathi Nenminimangalam, Arya Pallam, A. V. Kuttimalu Amma, Lalithamba. Cheriyan Anna Chandy, Lalithambika Antharjanam, others Prabhu. Akkamamma.Amendment Provisions of the ConstitutionCentre-State Relations-Legislative-Administrative and FinancialEmergency ProvisionsExecutive-Legislature - Judiciary - Both at Union and State Level - Other Constitutional AuthoritiesFundamental Rights-Directive Principles of State Policy-Relation between Directive Principles and Fundamental Rights-.Fundamental DutiesIts significance and place in the Preamble-Salient features of the Constitution -interpretation of the ConstitutionServices under the Union and the StatesSocial Service Legislations like Right to Information Act, Prevention of atrocities against Women & Children, Food Security Act, Environmental Acts etc.Social Welfare and Programmes like Employment Guarantee Programme, Organ and Blood Donation etc.

Banking

100 Marks

Junior Inspector of Co-operative Societies ||| Manager Grade-II

The Kerala Public Service Commission conducts recruitment for the posts of Junior Inspector of Co-operative Societies and Manager Grade-II in the Co-operation Department. The examination covers topics related to cooperation, banking, and IT & cyber laws.

90m

20s

#kerala-psc#cooperative-societies#banking#finance#it-and-cyber-laws

Syllabus Explorer

Commercial Banking

Sec 1

Ancillary Services / Subsidiary Functions: Agency services, general utility services.Commercial banking system: Unit banking, branch banking, correspondent banking, group banking/ holding company banking, chain banking, mixed banking.Credit creation by commercial banks: primary deposits and derived deposits, technique of credit creation, credit contraction, limitations of credit creation.Functions of a commercial bank: Primary functions - Accepting of deposits – different types of deposits – savings deposits, current deposits, fixed deposits, recurring deposits, Basic Savings Bank Deposit Account (BSBDA), Current Account Savings Account (CASA), certificate of depositsLending of funds – different methods – direct loans, cash credit, overdraft, discounting of billsOrigin of the word ‘Bank’Principles of commercial banking/ Principles of lending.

Settlement of disputes

Sec 2

arbitration and awards- provisions and procedures- execution and enforcement of awards- provisions and procedures, appeals, review and revision- meaning and distinction- authority of appeals- cooperative tribunal- constitution and powers- offences and penalties- provisions and procedures.

Law relating to Negotiable Instruments

Sec 3

Bank drafts, pay orders.Characteristics of negotiability, types and features of negotiable instruments – bill of exchange, promissory notes and cheques.Collecting banker – legal status, statutory protection, duties.Crossing of cheques – significance of crossing, types of crossing, marking of cheques.Endorsement of negotiable instruments – legal significance, kinds of endorsements.Guarantee and indemnity – rights and duties of guarantor.Modes of charging securities – lien, pledge, hypothecation, mortgage – kinds of mortgagePaying Banker – dishonour of cheques, statutory protection, payment in due course, holder and holder in due course.

Practices of Banking

Sec 4

Banker and Customer – general and special relationship between a banker and customer, obligations of banker – honouring of cheques, maintaining secrecy of customers’ accounts, garnishee order, consequences of wrongful dishonor of cheques, stop payment of chequesBanking Ombudsman – objectives, nature of complaints dealt by Ombudsman.Joint accounts, accounts of partnership firms, joint stock companies, clubs and associations.rights of a banker- right of general lien, right of set off, banker’s right of appropriation (Clayton’s rule).Types of customers – operation and closing of different types of bank accounts, special types of bank customers, Accounts of Non Resident Indians

Banking Legislation in India

Sec 5

Banking Regulation Act, 1949 with latest amendments – objectives, definition of banking, banking company, approved securities, Demand and Time Liabilities (DTL), permitted and prohibited business of a banking company, regulation of voting rights of shareholders, restriction as to payment of dividend, reserve fund, licensing of banking companies, power of inspection, audit of bank accounts, acquisition of banking companies, amalgamation of banking companies, winding up of a banking company.

Recent Trends in Indian Banking

Sec 6

Capital Adequacy Ratio – Tier I & Tier II capital, Risk Weighted Assets, Capital to Risk Weighted Assets Ratio (CRAR).Concepts of Securitisation, Reconstruction and Security Interest Enforcement under SARFAESI Act, 2002.Credit Rating of banks: CAMELS Rating.Non-Performing Assets (NPA) of banks – Classification of Standard, Substandard, doubtful and loss assets, provisioning for NPAs.Pradhan Mantri Social Security Schemes implemented through banks - Rules for Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)’ Atal Pension Yojana (APY).

Cooperation and other economic systems

Sec 7

Capitalism, socialism and communism- cooperatives and other forms of business organizations- distinctive features of cooperative organization vis-à-vis-, partnership and joint stack companies- a cooperative as an institution and as an enterprise- cooperative common wealth.

Central Banking

Sec 8

central bank as bankers’ bank -regulation and supervision of banks by RBIDefinition of a central bank, origin of Reserve Bank of India, nationalisation of RBI, functions of RBI – issue of currency, principles and systems of note – issue, RBI as currency authoritydevelopmental role of RBIInstruments of Monetary Policy : Quantitative techniques of credit control – Bank Rate Policy, operation and limitations of Bank Rate Policy, Open Market Operations (OMO) – objectives, method of operation by RBI, limitations of OMO, Variable Reserve Requirement – Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)Qualitative methods of credit control- regulation of consumer credit, variation of margin requirements, moral suasion, rationing of credit.RBI as banker, agent, advisor and debt manager to Government, RBI’s financial assistance to Central and State Governments – ways and means advances, overdraftReserve Bank as custodian of foreign exchange reserves of the country

IT & CYBER LAWS

Sec 9

Network Devices – Media, Switch, Hub, Router, Bridge, Gateway (Uses of each)Types of networks – LAN, WAN, MAN (Features and application area)IT Act and Other laws (Awareness level)Types of crimes (Awareness level)Input Devices (Names and uses)Memory devices - Primary and Secondary (Examples, Features)Output Devices (Names and uses/features)Services – WWW, E-mail, Search engines (Examples and purposes)Social Media (Examples and features)Web Designing – Browser, HTML (Basics only)Basics of programming – Types of instructions (Input, Output, Store, Control transfer) (Languages need not be considered)Classification – System software and Application softwareOperating System – Functions and examplesPopular Application software packages – Word processors, Spreadsheets, Database packages, Presentation, Image editors (Uses, features and fundamental concepts of each)

Indian Commercial Banking- Pre- Liberalisation period

Sec 10

Concept of Service Area Approach.Differential Rate of Interest Scheme – features of the scheme.Formation of Imperial Bank of India, Origin of State Bank of India and its associates, merging of associate banks with SBI.Lead Bank Scheme: Objectives, functions of Lead Bank, District Credit Plan.Nationalisation of commercial banks.Regional Rural Banks – objectives, capital structure and management, problems and progress of RRBs, merging of RRBs.Social Control over banks – circumstances leading to social control, aims and objectives of National Credit Council.

Types of Cooperatives in India and in Kerala

Sec 11

Consumer cooperatives and their federationsGeneral Purpose and special purpose agricultural marketing societies- primary marketing societies and their federations including NAFED, rubber marketing societies and their federations, dairy cooperative societies and their federations, fishery cooperatives and their federationsHousing cooperatives and their federationsIndustrial cooperatives and their federations- handlooms and power looms, coir, handicraftsLong term credit structure-PCARDBs and SCRABDsprocessing cooperatives-need and importanceShort term and medium term cooperative credit structure- primary agricultural credit societies- urban cooperative Banks and state cooperative BanksWorkers cooperatives – significance of workers cooperatives in Kerala.

Cooperative audit

Sec 12

Definition-objectives-scope-advantage-difference between audit of cooperative societies and joint stock companies- special features of cooperative audit- administrative set up for cooperative audit-types of audit-mechanical audit-preparations for audit and framing of audit programme-staged of practical audit- mechanical audit, administrative audit, preparation of final statement- reconciliation of bank accounts- cooperative auditor- duties, powers and liabilities- audit report- audit certificate- audit classification- assessment and levy of audit fees.

Indian Commercial Banking – Post Liberalisation

Sec 13

Differentiated banks: Payment Banks and Small Finance Banks – permitted business.Entry of new generation banks.Financial Inclusion: Concept, RBI and NABARD initiatives for financial inclusion.Local Area Banks: Features.Mergers and acquisitions in banking sector.Post liberalisation banking in India – major recommendations of the Narasimham Committee on Financial System, Narasimham Committee on Banking Sector Reforms.

Cooperative Legislation in India and in Kerala

Sec 14

Evolution of cooperative legislation in India- the 1904 Act, the Act of 1912, transfer of cooperation as provincial subject, National development Council Resolution 1956, the Model Cooperative Societies Bill 1957, the Model Cooperative Societies Bill 1991 by Planning Commission- Trend towards parallel Cooperative Laws- Andhra Pradesh Mutually Aided Cooperative Societies Act 1995, Multi State Cooperative Societies Act 1984 and its replacement in 2002.Evolutions of Cooperative legislation in Kerala and enactment of Kerala Cooperative Societies Act 1969.

Technological Advances in Banking

Sec 15

International Payment System - Society for Worldwide Interbank Financial Telecommunication (SWIFT).Payment and Settlement System of RBI - Concepts of electronic banking, Electronic Clearing Services (ECS), Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (IMPS), Indian Financial System Code (IFSC), Automated Teller Machine (ATM) card, debit card, credit card, RuPay card, internet banking, mobile banking, digital banking, digital signature, digital certificate, digital wallet, Cash Deposit Machine (CDM), Cheque Truncation System (CTS), cashless payment system, cashless economy

Agriculture and Micro Finance by banks

Sec 16

Kisan Credit Card (KCC) Scheme – Objectives/ purpose, eligibility, features.Lending to priority sectors – categories, targets and sub targets.Micro finance – concept and significance, Linking of Self Help Groups (SHG) and banks.National Bank for Agriculture and Rural Development (NABARD) – financial, developmental and supervisory role.Types of agricultural credit – short term, medium term, long term, crop loans

Issues in cooperative management

Sec 17

Managing the social process in a cooperative, competition, conflict and cooperation. Associative character of a cooperative and managing a cooperative association. Issues in organizing a cooperative - size of the organization- small area vs large area, single purpose vs multipurpose cooperatives- multipurpose vs multifunctional cooperatives- unitary vs federal cooperatives- designer vs greenhouse cooperatives- issues in financing a cooperative- evaluating a cooperative organization- member dimension, enterprise dimension and ethical dimension.

Management and working of major cooperative organizations and institutions in aid of cooperatives

Sec 18

NAFED,IFFCO,KRIBCO,NABARD,NDDB,NCDC, and National Housing Bank and other national organizations providing assistance to housing cooperatives.

Evolution and development of cooperative principles

Sec 19

principles of cooperation- Rochdale pioneers (I stage)- reformulated principles by ICA (II stage)- Karve Committee on Cooperative Principles(III stage)- Principles of ICA in 1995( IV stage)- distinction between Cooperative values and cooperative principles.

Sources of funds

Sec 20

State aid to cooperatives-share capital contribution- principal state partnership fund- subsidiary state partnership fund- grants- subsidies- owned funds- borrowed funds.

Banking

100 Marks

Manager Grade IV ||| Officer Grade IV

Recruitment by Kerala Public Service Commission for Manager Grade IV / Officer Grade IV posts in Kerala State Financial Enterprises Limited.

150m

12s

#kerala-psc#financial-management#accounting#business-management#banking

Syllabus Explorer

Fundamentals of Accounting

Sec 1

Accounting equationAccounting principlesAccounting standards: concept & objective relevance of IFRS (International Financial Reporting Standards)Bank Reconciliation Statement - need and preparation - Corrected cash book balance.Basis of accounting - cash basis and accrual basisBooks of original entry- Journal- Cash books - Day BooksDouble entry systemFundamental accounting assumptionsPreparation of LedgerRecording of transactionsTheory Base of AccountingTrial Balance and Final Accounts

Marketing Management

Sec 2

AdvertisingFunctions of MarketingMarket SegmentationMarketing Information System & Marketing Research.Marketing MixRural MarketingTypes of Channels

Salient Features of Indian Constitution

Sec 3

Amendment Provisions of the Constitution.Centre-State Relations - Legislative - Administrative and Financial.Emergency Provisions.Executive - Legislature - Judiciary - Both at Union and State Level. - Other Constitutional Authorities.Fundamental Rights - Directive Principles of State Policy - Relation between Fundamental Rights and Directive Principles - Fundamental Duties.Salient features of the Constitution - Preamble- Its significance and its place in the interpretation of the Constitution.Services under the Union and the States.

Financial Services

Sec 4

Asset/fund based Financial services - lease finance, consumer credit and hire purchase finance, factoring - functions, advantages, evaluation and forfeiting, bills discounting, housing finance, venture capital financing.Concept, Nature and Scope of Financial ServicesFee-based Advisory services: Stock broking, credit rating.Growth of Financial Services in IndiaMerchant Banking - Meaning- Types – Responsibilities of Merchant Bankers – Role of Merchant Bankers in Issue Management – Regulation of Merchant Banking in IndiaRegulatory Frame Work of Financial Services

RENAISSANCE IN KERALA

Sec 5

Novel, Drama, Poetry, Purogamana Sahithya Prasthanam, Nataka Prashtanam, Library movement etcSNDP Yogam, Nair Service Society, Yogakshema Sabha, Sadhu Jana Paripalana Sangham, Vaala Samudaya Parishkarani Sabha, Samathwa Samajam, Islam Dharma Paripalana Sangham, Prathyaksha Raksha Daiva Sabha, Sahodara Prasthanam etc.Malabar riots, Civil Disobedience Movement, Abstention movement etc.Upper cloth revolts.Channar agitation, Vaikom Sathyagraha, Guruvayoor Sathyagraha, Paliyam Sathyagraha. Kuttamkulam Sathyagraha, Temple Entry Proclamation, Temple Entry Act .Malyalee Memorial, Ezhava Memorial etc.Thycaud Ayya Vaikundar, Sree Narayana Guru, Ayyan Kali.Chattampi Swamikal, Brahmananda Sivayogi, Vagbhadananda, Poikayil Yohannan(Kumara Guru) Dr Palpu, Palakkunnath Abraham Malpan, Mampuram Thangal, Sahodaran Ayyappan, Pandit K P Karuppan, Pampadi John Joseph, Mannathu Padmanabhan, V T Bhattathirippad, Vakkom Abdul Khadar Maulavi, Makthi Thangal, Blessed Elias Kuriakose Chaavra, Barrister G P Pillai, TK Madhavan, Moorkoth Kumaran, C. Krishnan, K P Kesava Menon, Dr.Ayyathan Gopalan, C V Kunjuraman, Kuroor Neelakantan Namboothiripad, Velukkutty Arayan, K P Vellon, P K Chathan Master, K Kelappan, P. Krishna Pillai, A K Gopalan, T R Krishnaswami Iyer, C Kesavan. Swami Ananda Theerthan , M C Joseph, Kuttippuzha Krishnapillai and others.Kodungallur Kunhikkuttan Thampuran, KeralaVarma Valiyakkoyi Thampuran, Kandathil Varghese Mappila. Kumaran Asan, Vallathol Narayana Menon, Ulloor S Parameswara Iyer, G Sankara Kurup, Changampuzha Krishna Pillai, Chandu Menon, Vaikom Muhammad Basheer. Kesav Dev, Thakazhi Sivasankara Pillai, Ponkunnam Varky, S K Pottakkad and othersMalayalee, Swadeshabhimani, Vivekodayam, Mithavadi, Swaraj, Malayala Manorama, Bhashaposhini, Mathnubhoomi, Kerala Kaumudi, Samadarsi, Kesari, AI-Ameen, Prabhatham, Yukthivadi, etcIntroduction to English education - various missionary organisations and their functioning- founding of educational institutions, factories.printing press etc.Parvathi Nenmenimangalam, Arya Pallam, A V Kuttimalu Amma, Lalitha Prabhu.Akkamma Cheriyan, Anna Chandi, Lalithambika Antharjanam and others

Financial Institutions and Financial inclusion

Sec 6

Banking and financial institutions in India: Commercial Banks, Cooperative Banks, Regional Rural Banks, Agriculture and Rural Development Banks - Development Banks and NBFCsFinancial Inclusion: Concept and its role in inclusive growth- Micro credit, micro insurance scheme - Business Facilitators and Business Correspondents in rural financing- SHGs/NGOs, linkages with banking, latest guidelines of GOI and RBIRecovery of Retail Loans-Defaults, Rescheduling, recovery process- Recovery Agents-RBI guidelines.Role of RBI, SEBI, NABARD, NHB, IRDA, Commercial Banks, PDs, FIs, Cooperative BanksThe banking Institutions: - public and the private sector banks - structure and comparative performance - Problems of competition; interest rates, spreads, and NPAs

E-Banking

Sec 7

Basel guidelines for E-Banking, various RBI Committee Reports on Information Systems.Delivery Channels-ATM, Phone Banking, Internet Banking, SMS Banking, Mobile Banking, Credit/Debit Cards, Smart CardsE ChequeE-Banking in India- Security, Controls and GuidelinesE-Banking transactions - Electronic cheque - Net BankingElectronic Fund Transfer (EFT)-uses – computerization in clearing housesImpact of Information Technology on BankingMagnetic Ink Character Recognition (MICR) and ChequesThreats to Information System: Security Measures, policy, controls

Quantitative Techniques for Decision making

Sec 8

Basic concepts of queuing theoryBusiness Forecasting.CPM and PERTDecision theory - Decision making under certainty, uncertainty and under competitionGame theoryOR as a tool for decision makingStatistical Analysis: Collection and Presentation of data - Sampling techniques - Measures of Central tendency, Variation, Skewness and Kurtosis - Linear Correlation and Regression

Financial Management

Sec 9

Book valueBreak even analysis.Capital Structure theoriesFinancial analysisFinancial Leveragefunctions - roles - goalsLease FinancingManagement of Accounts ReceivablesManagement of CashRisk and Return, measurement of market risk - relationship between risk and returnShort term Sources of FinanceTechniques of Capital Budgeting -Net Present Value - Benefit-Cost Ratio - Internal Rate of Return - capital rationingThe Cost of CapitalTime Value of Money, Future value. Present Value.Valuation of bonds and stocks.Venture Capital Financing

Business Management

Sec 10

Evolution of Management ThoughtFunctional areas of ManagementFunctions of ManagementHRM challenges.Human Resource Management: Development of HRM concept, HRD & HRM.Manpower PlanningNature of Management - Meaning. Definition, importance & FunctionsPerformance Appraisal.Recent Trends in Management, Social Responsibility of ManagementRecruitment & SelectionRelevance of Strategic Management and its BenefitsRole of HR Manager, structure of HRM dept. Duties & Responsibilities of HR ManagerStrategic Management in IndiaTraining & Development

Non-Banking Financial Institutions

Sec 11

Evolution, control by RBI and SEBI - future role of NBFCRights and Duties of ForemanRights and duties of Prized and Non-prized SubscribersTermination of Chits - Inspection of Documents - Winding up of Chits - Disputes and Arbitration.THE CHIT FUNDS ACT, 1982 – Chit business - Registration of chits, commencement and conduct of chit BusinessTypes of NBFCs and their Regulators; role of NBFCs in promoting inclusive growth; RBI guidelines for NBFCs; Recent RBI initiatives in the financial space (Small finance banks, payment banks, Mudra bank, etc.)

Social Welfare Legislations and Programmes

Sec 12

Social Service Legislations like Right to Information Act, Prevention of atrocities against Women & Children, Food Security Act, Environmental Acts etc.Social Welfare Programmes like Employment Guarantee Programme, Organ and Blood Donation etc.

Banking

100 Marks

Junior Co-operative Inspector

A Junior Co-operative Inspector typically works under the state government's co-operative department, overseeing and ensuring the proper functioning of co-operative societies within their jurisdiction. [10] This recruitment is conducted by the Kerala Public Service Commission (PSC). [4, 10]

75m

#kerala-psc#co-operation#banking#degree-level

Syllabus Explorer

PART II - BANKING

Sec 1

Agriculture and Micro Finance by banks: Types of agricultural credit – short term, medium term, long term, crop loans; Kisan Credit Card (KCC) Scheme – Objectives/ purpose, eligibility, features. Lending to priority sectors – categories, targets and sub targets. National Bank for Agriculture and Rural Development (NABARD) – financial, developmental and supervisory role. Micro finance – concept and significance, Linking of Self Help Groups (SHG) and banks.Banking Legislation in India: Banking Regulation Act, 1949 with latest amendments – objectives, definition of banking, banking company, approved securities, Demand and Time Liabilities (DTL), permitted and prohibited business of a banking company, regulation of voting rights of shareholders, restriction as to payment of dividend, reserve fund, licensing of banking companies, power of inspection, audit of bank accounts, acquisition of banking companies, amalgamation of banking companies, winding up of a banking company.Central Banking: Definition of a central bank, origin of Reserve Bank of India, nationalisation of RBI, functions of RBI – issue of currency, principles and systems of note – issue, RBI as currency authority; RBI as banker, agent, advisor and debt manager to Government, RBI’s financial assistance to Central and State Governments – ways and means advances, overdraft; central bank as bankers’ bank -regulation and supervision of banks by RBI; Reserve Bank as custodian of foreign exchange reserves of the country; developmental role of RBI; Instruments of Monetary Policy : Quantitative techniques of credit control – Bank Rate Policy, operation and limitations of Bank Rate Policy, Open Market Operations (OMO) – objectives, method of operation by RBI, limitations of OMO, Variable Reserve Requirement – Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR); Qualitative methods of credit control- regulation of consumer credit, variation of margin requirements, moral suasion, rationing of credit.Commercial Banking: Origin of the word ‘Bank’. Commercial banking system: Unit banking, branch banking, correspondent banking, group banking/ holding company banking, chain banking, mixed banking. Functions of a commercial bank: Primary functions - Accepting of deposits – different types of deposits – savings deposits, current deposits, fixed deposits, recurring deposits, Basic Savings Bank Deposit Account (BSBDA), Current Account Savings Account (CASA), certificate of deposits; Lending of funds – different methods – direct loans, cash credit, overdraft, discounting of bills; Ancillary Services / Subsidiary Functions: Agency services, general utility services. Principles of commercial banking/ Principles of lending. Credit creation by commercial banks: primary deposits and derived deposits, technique of credit creation, credit contraction, limitations of credit creation.Indian Commercial Banking – Post Liberalisation: Post liberalisation banking in India – major recommendations of the Narasimham Committee on Financial System, Narasimham Committee on Banking Sector Reforms. Entry of new generation banks. Mergers and acquisitions in banking sector. Local Area Banks: Features. Differentiated banks: Payment Banks and Small Finance Banks – permitted business. Financial Inclusion: Concept, RBI and NABARD initiatives for financial inclusion.Indian Commercial Banking- Pre- Liberalisation period: Formation of Imperial Bank of India, Origin of State Bank of India and its associates, merging of associate banks with SBI. Social Control over banks – circumstances leading to social control, aims and objectives of National Credit Council. Nationalisation of commercial banks. Lead Bank Scheme: Objectives, functions of Lead Bank, District Credit Plan. Concept of Service Area Approach. Differential Rate of Interest Scheme – features of the scheme. Regional Rural Banks – objectives, capital structure and management, problems and progress of RRBs, merging of RRBs.Law relating to Negotiable Instruments: Characteristics of negotiability, types and features of negotiable instruments – bill of exchange, promissory notes and cheques. Bank drafts, pay orders. Endorsement of negotiable instruments – legal significance, kinds of endorsements. Crossing of cheques – significance of crossing, types of crossing, marking of cheques. Collecting banker – legal status, statutory protection, duties. Paying Banker – dishonour of cheques, statutory protection, payment in due course, holder and holder in due course. Modes of charging securities – lien, pledge, hypothecation, mortgage – kinds of mortgage; Guarantee and indemnity – rights and duties of guarantor.Practices of Banking: Banker and Customer – general and special relationship between a banker and customer, obligations of banker – honouring of cheques, maintaining secrecy of customers’ accounts, garnishee order, consequences of wrongful dishonor of cheques, stop payment of cheques; rights of a banker- right of general lien, right of set off, banker’s right of appropriation (Clayton’s rule). Banking Ombudsman – objectives, nature of complaints dealt by Ombudsman. Types of customers – operation and closing of different types of bank accounts, special types of bank customers, Accounts of Non Resident Indians; Joint accounts, accounts of partnership firms, joint stock companies, clubs and associations.Recent Trends in Indian Banking: Credit Rating of banks: CAMELS Rating. Capital Adequacy Ratio – Tier I & Tier II capital, Risk Weighted Assets, Capital to Risk Weighted Assets Ratio (CRAR). Non-Performing Assets (NPA) of banks – Classification of Standard, Substandard, doubtful and loss assets, provisioning for NPAs. Concepts of Securitisation, Reconstruction and Security Interest Enforcement under SARFAESI Act, 2002. Pradhan Mantri Social Security Schemes implemented through banks - Rules for Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)’ Atal Pension Yojana (APY).Technological Advances in Banking : Payment and Settlement System of RBI - Concepts of electronic banking, Electronic Clearing Services (ECS), Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service (IMPS), Indian Financial System Code (IFSC), Automated Teller Machine (ATM) card, debit card, credit card, RuPay card, internet banking, mobile banking, digital banking, digital signature, digital certificate, digital wallet, Cash Deposit Machine (CDM), Cheque Truncation System (CTS), cashless payment system, cashless economy; International Payment System - Society for Worldwide Interbank Financial Telecommunication (SWIFT).

PART I - CO-OPERATION

Sec 2

Cooperation and other economic systems- Capitalism, socialism and communism- cooperatives and other forms of business organizations- distinctive features of cooperative organization vis-à-vis-, partnership and joint stack companies- a cooperative as an institution and as an enterprise- cooperative common wealth.Cooperative audit- Definition-objectives-scope-advantage-difference between audit of cooperative societies and joint stock companies- special features of cooperative audit- administrative set up for cooperative audit-types of audit-mechanical audit-preparations for audit and framing of audit programme-staged of practical audit- mechanical audit, administrative audit, preparation of final statement- reconciliation of bank accounts- cooperative auditor- duties, powers and liabilities- audit report- audit certificate- audit classification- assessment and levy of audit fees.Cooperative Legislation in India and in Kerala- Evolution of cooperative legislation in India- the 1904 Act, the Act of 1912, transfer of cooperation as provincial subject, National development Council Resolution 1956, the Model Cooperative Societies Bill 1957, the Model Cooperative Societies Bill 1991 by Planning Commission- Trend towards parallel Cooperative Laws- Andhra Pradesh Mutually Aided Cooperative Societies Act 1995, Multi State Cooperative Societies Act 1984 and its replacement in 2002.Evolutions of Cooperative legislation in Kerala and enactment of Kerala Cooperative Societies Act 1969.Evolution and development of cooperative principles- principles of cooperation- Rochdale pioneers (I stage)- reformulated principles by ICA (II stage)- Karve Committee on Cooperative Principles(III stage)- Principles of ICA in 1995( IV stage)- distinction between Cooperative values and cooperative principles.Issues in cooperative management- Managing the social process in a cooperative, competition, conflict and cooperation. Associative character of a cooperative and managing a cooperative association. Issues in organizing a cooperative - size of the organization- small area vs large area, single purpose vs multipurpose cooperatives- multipurpose vs multifunctional cooperatives- unitary vs federal cooperatives- designer vs greenhouse cooperatives- issues in financing a cooperative- evaluating a cooperative organization- member dimension, enterprise dimension and ethical dimension.Management and working of major cooperative organizations and institutions in aid of cooperatives- NAFED,IFFCO,KRIBCO,NABARD,NDDB,NCDC, and National Housing Bank and other national organizations providing assistance to housing cooperatives.Settlement of disputes- arbitration and awards- provisions and procedures- execution and enforcement of awards- provisions and procedures, appeals, review and revision- meaning and distinction- authority of appeals- cooperative tribunal- constitution and powers- offences and penalties- provisions and procedures.Sources of funds- State aid to cooperatives-share capital contribution- principal state partnership fund- subsidiary state partnership fund- grants- subsidies- owned funds- borrowed funds.Types of Cooperatives in India and in KeralaConsumer cooperatives and their federationsGeneral Purpose and special purpose agricultural marketing societies- primary marketing societies and their federations including NAFED, rubber marketing societies and their federations, dairy cooperative societies and their federations, fishery cooperatives and their federationsHousing cooperatives and their federationsIndustrial cooperatives and their federations- handlooms and power looms, coir, handicraftsLong term credit structure-PCARDBs and SCRABDsprocessing cooperatives-need and importanceShort term and medium term cooperative credit structure- primary agricultural credit societies- urban cooperative Banks and state cooperative BanksWorkers cooperatives – significance of workers cooperatives in Kerala.

Banking

100 Marks

Assistant Manager

Recruitment by Kerala PSC for Assistant Manager in Kerala State Co-operative Bank Limited.

90m

#kerala-psc#banking#co-operative#manager#degree-level

Syllabus Explorer

General Knowledge

Sec 1

Important Audio Visual Art Forms of Kerala- Famous Places, Institutions, Personalities, Artistes and Writers related to origin, development, extension, and practice of these Art Forms.Kerala - Important Celebrations -Places associated with such Celebrations, Important Festivals.Kerala – Cultural Centres, Worship Places, Cultural Leaders and their Contributions.Beginning of Journalism in Kerala – Pioneers, Journals and Publications.Famous Awards/ Honours – Writers and their works.Famous Quotes – Books and Authors.Famous Works and Characters.Main works of Literature related to each movement and their authors.Malayalam - Important Literary Movements – Icons and their first works.Malayalam Cinema - Origin, Development, Milestones, Pioneers, National Awards.Malayalam Writers who won the Jnanpith Award and related facts.Writers – Pen name and Nick name.Asian Games, Afro-Asian Games, CommonWealth Games, SAF Games – Venues, Countries, Performance of India, other facts.Famous Sports personalities of Kerala, India and World – their Sports Events, achievements and awards.Famous Trophies – Related Events and Sports Items.Games - Events, Players, Achievements.Important Awards – Corresponding Fields , WinnersImportant Terms associated with various Sports and Games.National Games.National Sports / Games , Events of various CountriesNumber of Players in Important Sports Items.Olympics - Basic Facts, Venues / Countries, Famous Performances and Personalities- India in Olympics-Winter Olympics & Para Olympics.Network Devices – Media, Switch, Hub, Router, Bridge, Gateway (Uses of each)Types of networks – LAN, WAN, MAN (Features and application area)Information Technology Act, 2000 (Awareness level)Types of Cyber Wrongs (Awareness level)Input Devices (Names and uses)Memory devices - Primary and Secondary (Examples, Features)Output Devices (Names and uses/features)Services – WWW, E-mail, Search engines (Examples and purposes)Social Media (Examples and features)Web Designing – Browser, HTML (Basics only)Basics of programming – Types of instructions (Input, Output, Store, Control, Transfer) (Languages need not be considered)Classification – System software and Application softwareOperating System – Functions and examplesPopular Application software packages – Word processors, Spreadsheets, Database packages, Presentation, Image editors (Uses, features and fundamental concepts of each)Atom – Molecule - States of Matter – Allotropy - Gas laws - Aqua regia.Elements - Periodic Table-Metals &Non metals-Chemical Physical changes- Chemical reactions-Solutions, Mixtures, Compounds.Metals-Non metals – Alloys – Acids, Bases - pH value - Alkaloids.India : Economy, Five Year Plans, New Economic Reforms, Planning Commission and Niti Aayog, Financial Institutions, Agriculture – Major Crops, Green Revolution, Minerals. Direct and indirect taxes in India, GST in India-rationale and structure of GST, benefits of GST.Basics of Geography – Earth Structure – Atmosphere, Rocks, Landforms, Pressure Belt and Winds, Temperature and Seasons, Global Issues- Global Warming- Various forms of Pollution, Maps- Topographic Maps and Signs, Remote Sensing – Geographic Information System, Oceans and its various movements – Continents, – Nations and their specific features.INDIA – Physiography- States and its features, Northern Mountain Region, Rivers, Northern Great Plain, Peninsular Plateau, Coastal Plain, Climate – Natural Vegetation - Agriculture – Minerals and Industries- Energy Sources, Transport system – Road- Water- Railways- Air.Kerala – Physiography- Districts and its features - Rivers- Climate – Natural Vegetation - Wild life - Agriculture and research centers – Minerals and Industries - Energy Sources - Transport system – Road - Water- Railway- AirINDIA – Political History- Establishment of the British- First War of Independence – Formation of INC- Swadeshi Movement- Social Reform movement- Newspapers - Literature and Arts during the freedom struggle – Independence Movement & Mahathma Gandhi - India’s independent – Post independent period - State reorganization – Development in Science, Education, and Technology – Foreign policy.KERALA - Arrival of Europeans-Contributions of Europeans- History of Travancore from Marthanda Varma to Sree Chithirathirunnal- Social and Religious Reform movement- National movement in Kerala- Literary Sources of Kerala History- United Kerala Movement- Political and Social History of Kerala after 1956.WORLD – Great Revolution in England- American War of Independence – French Revolution- Russian Revolution – Chinese Revolution- Political History after Second World War- UNO and other International OrganizationsPrevention of corruption and mal-administration- The Prevention of Corruption Act, 1988- The Central Vigilance Commission Act, 2003- The Lokpal and Lokayuktas Act, 2013- The Kerala Lok Ayukta Act, 1999Protection and Safeguarding of Children- Offences against children Protection of Children from Sexual Offences Act, 2012 (POCSO)- Juvenile Justice (Care and Protection of Children) Act, 2015Protection and Safeguarding of Women: Offences against women, Offences affecting public decency and morality, Dowry Prohibition Act, 1961- National Commission for Women Act, 1990- Kerala Women's Commission Act, 1991- National and State Commission for Women- Protection of Women from Domestic Violence Act, 2005- The Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013Protection of consumers: Consumer Protection Act, 2019- rights of consumersProtection of vulnerable sections: Protection of Civil Rights Act, 1955- SC & ST (Prevention of Atrocities) Act, 1989- The Kerala State Commission for the Scheduled Castes and the Scheduled Tribes Act, 2007- Kerala State SC/ST Commission- Protection of Human Rights Act, 1993- National Human Rights Commission and State Human Rights Commission- Maintenance and Welfare of Parents and Senior Citizens Act, 2007- The Rights of Persons with Disabilities Act, 2016- The Transgender Persons (Protection of Rights) Act, 2019Public servant: Definition - Offences by/against public servantsRight to information: Right to Information Act, 2005- information exempted- third party information- constitution of Information Commissions-powers and functionsRight to public services: The Kerala State Right to Service Act, 2012The Administrative Tribunals Act, 1985- Central Administrative Tribunal- Kerala Administrative Tribunal – Composition- PowersConstituent Assembly-Preamble-Citizenship- Fundamental Rights, Writs -Habeas Corpus, Mandamus, Prohibition, Certiorari and Quo warranto. Directive Principles of State Policy- Fundamental Duties- Structure of Governments- Union Executive, Parliament and Judiciary- State Executive, Legislature and Judiciary- Local Self Government Institutions (LSGIs)- Important Constitutional Amendments (42, 44, 52, 73, 74, 86, 91, 97, 101, 102, 103, 104)- Constitutional Authorities and their functions - Comptroller and Auditor General, Attorney General, Advocate General, Election Commission of India, State Election Commission, Union Public Service Commission, State Public Service Commission- Finance Commission- State Finance Commission- GST Council- Distribution of legislative powers- Union List- State List- Concurrent List- Services under the Union and the States- Tribunals-National Commission for Scheduled Castes- National Commission for Scheduled Tribes- National Commission for Backward Classes- Official Language-Regional Languages-Language of the Supreme Court, High Courts, etc-Special directives relating to languagesKerala State Civil Service- Quasi-judicial bodies, various Commissions, Basic facts of socio-economic development- Planning Board-Commercial Planning and Policies- Disaster Management- Watershed Management- Employment and Labour-National Rural Employment Programmes- Land Reforms- Social Welfare and Security- Protection of Women, Children and Senior Citizens- Population, Literacy, E-governance, Delegated Legislation and its controls- Legislative and Judicial controls- Constitutional law remedies against Administrative Arbitrariness- Administrative Discretion and its Controls- Administrative Adjudication-Principles of Natural Justice.Basic facts of Human BodyBasic Health FactsCommunicable Diseases and Causative Organisms, Preventive and Remedial MeasuresEnvironment and Environmental HazardsKerala – Welfare activities in Health SectorLifestyle Diseases.Vitamins and Minerals and their Deficiency DiseasesBranches of Physics –Matter - Units, Measurements - Physical Quantities.Force - Different types of Forces – Friction - Advantages and disadvantages of Friction - Liquid Pressure - Buoyant Force – Archimedes Principle - Pascal’s law – Density - Relative density- Adhesive Cohesive forces- Capillarity - Viscous force - Surface tension.Gravitation - Centripetal Force - Centrifugal Force - Escape Velocity, Satellites - Escape Velocity - Weight Mass - value of ‘g’- 'g' in different places.Heat - Temperature - Different types of thermometers – Humidity - Relative Humidity.Light- Lens, Mirrors - Problems based on r = 2f - Different phenomena of Light - Rainbow - Colours of different materials - Electromagnetic Spectrum – IR rays- UV rays - X rays - Photoelectric Effect.Motion - Newton’s Laws of Motion - Third law – Momentum - Projectile Motion - Uses of Third Law - Achievements in space missions in India- ISRO.Sound - Different types of Waves - Velocity of Sound in different media - Resonance – Reverberation.Work - Energy - Power - Simple problems relating to Work, Energy, Power, Levers - Different types of Levers.

GENERAL ENGLISH

Sec 2

Active and Passive voiceAgreement of Subject and Verb.Articles - Definite and Indefinite Articles.Correction of SentencesDegrees of ComparisonDifferent Parts of Speech.Direct and Indirect SpeechInfinitive and GerundsPrepositionsQuestion TagsTensesTenses in Conditional SentencesThe Use of CorrelativesTypes of Sentences and Interchange of Sentences.Uses of Primary and Modal Auxiliary VerbsAntonymsCompound wordsExpansion and meaning of Common AbbreviationsForeign Words and PhrasesIdioms and their MeaningsOne Word SubstitutesPhrasal VerbsSingular & Plural, Change of Gender, Collective NounsSpelling TestSynonymsWord formation from other words and use of prefix or suffixWords often confused

REGIONAL LANGUAGE

Sec 3

AntonymsCorrect SentenceEquivalent WordFeminine Gender, Masculine GenderIdioms and ProverbsJoin the WordNumberOne Word / Single Word / One Word SubstitutionSort and WriteSynonymsTranslationWord Purity / Correct Wordഒറ്റപ്പദംഘടക് പദം (വാക്യം േചേര്‍ത്തൊല്ത്തെഴുതുക്)പദശുദ്ധിപരയായംപരിഭാഷപിരിൊല്ച്ചെഴുതല്‍വചേനംവാക്യശുദ്ധിവിപരീത പദംസമാനപദംസ്ത്രീലിംഗം പുല്ലിംഗംേചേര്‍ത്തൊല്ത്തെഴുതുക്ൈശൈലിക്ള്‍ പഴഞ്ചൊല്ഞ്ചാല്ലുക്ള്‍Adding PhrasesAntonyms / OppositeCorrect Structure of SentenceCorrect WordEqual WordGender Classification – Feminine, MasculineJoin the WordPhrases and ProverbsSeparateSingle WordSingular, PluralSynonymsTranslation

Simple Arithmetic, Mental Ability and Reasoning

Sec 4

Analogy- Word Analogy, Alphabet Analogy, Number AnalogyClerical AbilityCoding and DecodingDate and CalendarFamily RelationsNumerical AbilityOdd man outProblems on Mathematical SignsSense of DirectionSeriesTime and AnglesTime in a clock and its reflectionVerifying Positions.AverageFraction and Decimal NumbersLaws of ExponentsMensurationNumbers and Basic OperationsPercentageProfit and LossProgressionsRatio and ProportionSimple and Compound InterestTime and DistanceTime and Work

Banking

100 Marks

Accountant ||| Cashier cum Accountant

The Kerala Public Service Commission (KPSC) conducts a statewide common examination for the posts of Accountant in Kerala Financial Corporation Limited and Cashier cum Accountant in Handicrafts Development Corporation of Kerala Limited.

90m

10s

#kerala-psc#accounting#financial-management#commerce#degree-level

Syllabus Explorer

Cost Accounting

Sec 1

Accounting and control of labour costAccounting and control of material costAccounting for overheadsBreakeven analysisCost managementCost reductionIntroduction to Cost AccountingMarginal costingStandard costing

Accounting

Sec 2

accounting for consignmentAccounting standardsAccounts for a sole trader-Financial Statements Final accounts of Sole Trader – Trading and Profit and Loss Account -Balance SheetComputerised Accounting and usage of software in preparation of accountsFinal Accounts of CompaniesFinancial Accounting- ConceptsAdmission and RetirementDissolution of Partnership Firm- Realisation Accounts and Capital Accountsinsolvency of a partnerPrinciples

Managerial Economics

Sec 3

advertisementBusiness cycleDemand EstimationDemand forecastingDemand- elasticity of demandprice -incomePricing Policy and PracticesTheory of Production

Company Law

Sec 4

Annual returnAppointment – functions and responsibilities of Board of DirectorsAudit CommitteeBoard CommitteesBoard Meetingscompany management and administrationConstitution of Board of DirectorsDisclosure and TransparencyIntroduction to Company LawProcedure for LiquidationVoluntary Winding upWinding Up by LiquidatorsWinding Up by National Company Law Tribunal

Fundamentals of Income-Tax

Sec 5

AssesseeAssessment YearBasic Conceptsbusinesscapital gain and other sourcescomputation of total incomedeductions and exemptionsGross Total Incomehouse propertyIncomeincome from salaryIncome Tax Actincome tax returnsPersonPrevious YearRates of Tax applicable to the Individual Assesseetax planningTotal Income

Auditing

Sec 6

audit filesaudit notebookaudit processAudit ProcessAudit Programmeaudit working papersAuditors of Joint Stock Companiesinternal checkInternal Checkinternal controlInvestigation vs. AuditingPreparation before auditVouching and Verification

Capital Market

Sec 7

Book building processCapital market instrumentsDematerialization of securitiesFinancial System in IndiaFinancial System-Financial marketFPOFunctions of stock exchangeIPOListingBSENSEMethods of floatation of capitalPrimary MarketProcedure of public issuePublic issueRegulatory framework of financial marketSecondary Marketstructure of financial market

Financial Management

Sec 8

capital structureFactors determining dividendForms of DividendTheories of Dividend PoliciesTypes of Dividend PoliciesFinancial Management- cost of capitalfinancing decisionInventory managementManagement of CashReceivables managementStock RepurchaseStock SplitsWorking Capital Cycleworking capital management

Marketing Management

Sec 9

Classification of productsConcept of product item, product line and product mixConsumer BehaviourCustomer Relationship ManagementFactors influencing Consumer Buying DecisionsMarket SegmentationMarketing of products and servicesProcess of Consumer Buyingstages of PLCProduct-MeaningAdvertisingConcept of push and pull mixPersonal selling, sales promotion, and public relationsTypes of promotion

Management

Sec 10

controllingdirectingLeadership and theoriesMotivation and theoriesNature and Evolution of ManagementorganisingplanningSchools of Management ThoughtstaffingTQM

Banking

100 Marks

Accounts Officer

Recruitment by Kerala Public Service Commission for the post of Accounts Officer in the Kerala Co-operative Milk Marketing Federation Limited.

90m

10s

#kerala-psc#accounts-officer#co-operative#finance#accounting

Syllabus Explorer

Cost Accounting

Sec 1

Accounting

Sec 2

accounting for consignmentComputerised Accounting and usage of software in preparation of accounts.Final Accounts of CompaniesFinancial Accounting- Accounting standardsFinancial Accounting- Accounts for sole traderFinancial Accounting- ConceptsFinancial Accounting- Financial Statements – Balance SheetFinancial Accounting- Financial Statements – Final accounts of Sole Trader – Trading and Profit and Loss AccountFinancial Accounting- PrinciplesPartnership Accounts – Admission and RetirementPartnership Accounts – Dissolution of Partnership Firm- Realisation Accounts and Capital AccountsPartnership Accounts – insolvency of a partner

Managerial Economics

Sec 3

advertisement elasticityBusiness cycleDemand EstimationDemand forecastingDemand– Elasticity of demandincome elasticityprice elasticityPricing Policy and PracticesTheory of Production- production function

Marketing management

Sec 4

AdvertisingClassification of productsConcept of product item, product line and product mixConsumer BehaviourCustomer Relationship ManagementFactors influencing Consumer Buying DecisionsMarket SegmentationMarketing of products and servicesPersonal sellingProcess of Consumer BuyingProduct Life Cycle-stagesProduct-MeaningPromotion -Concept of push and pull mixsales promotion and public relationsTypes of promotion

Company Law

Sec 5

Annual ReturnAppointment – functions and Responsibilities of Board of DirectorsAudit CommitteeBoard CommitteesBoard MeetingsCompany Management and administrationConstitution of Board of DirectorsDisclosure and TransparencyIntroduction to Company LawProcedure for LiquidationWinding Up -Voluntary Winding up Winding Up by National Company Law TribunalWinding Up by Liquidators

Fundamentals of Income Tax and Goods and Service Tax

Sec 6

AssesseeAssessment YearBasic Concepts and Definitions of Income Tax Actbusinesscapital gain and other sourcesComputation of total incomedeductions and exemptionsGross Total IncomeGST systemhouse propertyIncomeincome from salaryincome tax returns, GST and its applicationsIntroduction- Income Tax ActPersonPrevious YearRates of Tax applicable to the Individual Assesseetax planningtax rates.Total Income

Auditing

Sec 7

Audit FilesAudit notebookAudit processAudit ProcessAudit ProgrammeAudit working papersAuditors of Joint Stock CompaniesInternal CheckInternal Check – Preparation before auditInternal controlInvestigation vs. AuditingVouching and Verification

Management

Sec 8

controllingdirectingLeadership and theoriesMotivation and theoriesNature and Evolution of ManagementorganisingplanningSchools of Management ThoughtstaffingTQM

Financial Management

Sec 9

Financial Management- Capital structureFinancial Management- Cost of capitalFinancial Management- Dividend policy – Forms of DividendFinancial Management- Factors determining dividendFinancial Management- Financing decisionFinancial Management- Inventory managementFinancial Management- Management of CashFinancial Management- Receivables managementFinancial Management- Stock repurchase.Financial Management- Stock SplitsFinancial Management- Theories of Dividend PoliciesFinancial Management- Types of Dividend PoliciesFinancial Management- Working capital management -Working Capital Cycle

Capital market

Sec 10

Financial System in IndiaFinancial System-Financial marketListing – Regulatory framework of financial market.Major stock exchanges in India – BSE- NSEPrimary Market – Methods of floatation of capital – Public issue – IPO – FPO – Procedure of public issue – Book building processSecondary Market – Functions of stock exchange –Dematerialization of securitiesStructure of financial market-Capital market instruments